Mid-Year Outlook: Not Out of the Woods Yet
Investors have had good reason to celebrate this year, but is it truly time to let our guards down? Thanks to practical policy guidance, more than half of the US population has received at least one COVID-19 vaccine in 2021. Add to this the boost…
/// RECENT POSTS
Mid-Year Outlook: Not Out of the Woods Yet
Inflation: An Insidious Threat Your Financial Independence Journey
Does Crypto Belong in Your Retirement Portfolio?
/// TRENDING
Mid-Year Outlook: Not Out of the Woods Yet
Investors have had good reason to celebrate this year, but is it truly time to let our guards down? Thanks to practical policy guidance, more than half of the US population has received at least one COVID-19 vaccine in 2021. Add to this the boost…
Biden’s Infrastructure Plan: Will a Deal Get Done?
City streets had been flooded for hours before the hurricane made landfall in Louisiana on the morning of August 29, 2005. Levees all around New Orleans had collapsed, and by 5 a.m., the city’s largest canal, the 17th Street Canal, failed. Over 1,800 souls lost…
Why Your Investments Might Thrive in 2021
This past year has been a period in history that many of us would like to simply forget. Concerns about our communities’ wellbeing led to a seismic shift in the way that we work, educate our children, socialize, and go about our daily routines. Without…
Are Vaccine Hopes a Shot in the Arm for the Markets?
Financial markets have posted notable gains month to date. And market optimism concerning the US elections has been amplified this week by hopes for a COVID vaccine. A key question for investors now is whether news of a vaccine will be enough to push risk…
Look for Investment Opportunities in a Biden Win
The outcome of next month’s Presidential Election is likely to be of great consequence for the US economy and financial markets. Given former Vice President Joe Biden’s recent gains in the polls, it’s possible that the market narrative driving markets could turn if Biden clinches…
Has the US Dollar Lost its Dominant Reserve Currency Status?
Is US dollar dominance poised to end, and what might it mean for your finances? Uncertainties surrounding US dollar strength have been top-of-mind for some individuals for many years and for a good reason. A significant decline in our nation’s currency could lead to higher…
/// STRATEGY
Mid-Year Outlook: Not Out of the Woods Yet
Investors have had good reason to celebrate this year, but is it truly time to let our guards down? Thanks to practical policy guidance, more than half of the US population has received at least one COVID-19 vaccine in 2021. Add to this the boost…
Inflation: An Insidious Threat Your Financial Independence Journey
Financial independence plans are coming under threat from inflation’s insidious rise. According to a government report, prices paid for everyday household items rose by 4.9% in May compared to a year earlier. Even when stripping out volatile components, like food and energy, prices were up…
Does Crypto Belong in Your Retirement Portfolio?
Life changing money. That’s what happened to John Ratcliff. In 2013 the software developer from Colorado purchased 150 Bitcoin. Today, his $15,000 bet is worth millions as the price of cryptocurrencies (crypto) skyrocketed. Another individual who also came into life-changing money this year is Vitalik…
Why is Tax Efficiency Crucial to Retirement Savings and Income?
Let’s face it: nobody likes taxes, and no one (save for a few accounts) enjoys talking about taxes. The truth is that not paying attention to tax-efficient savings decisions might leave you with a smaller nest egg and cost you more in retirement. For some…
Take these 5 Back-to-the-Basics Steps when Markets Move Against You
Market volatility can have a way of derailing your best-laid investment strategy. So, what can you do to reduce risk when markets move against you? Stay invested and get back to the basics. As with most life situations, when circumstances put up roadblocks to your…
Five Ways to Free Up Cash When You Have Little in the Bank
Cash is king. During times of uncertainty, having cash on hand can make the difference between financial stability and the host of issues that come with insolvency. That’s why regardless of your current financial situation, having cash options can not only help keep you solvent,…
/// PRINCIPLES
Should You Invest When the Market is High?
Some investors today are worried. They’re asking, “is now the right time to get into the markets?” Their primary concern is putting money to work at the top of the market, only to see their precious savings decline in a selloff. And they have good…
How to Stay Sane when the Markets are Going Crazy
Let’s face it, no one wants to be the one person that missed out on what seems to be a once-in-a-generation investment opportunity simply because you’re trying to do the right thing. This decision is especially difficult at a time when making money in the…
These Two Techniques May Help You Avoid Gambling with Your Financial Future
How certain are you that you’ll achieve your crucial financial goals? Even if you’ve had the most basic experience preparing for the long-term, you likely know that having the right financial target in mind for retirement, financial independence, or a big-ticket purchase is vital to…
Worried About Inflation? Look Beyond Gold.
Savers are increasingly looking to gold as a way to address rising inflation and for a good reason. The Federal Reserve’s policies in 2020 have massively expanded the supply of money. And more money could lead to higher prices down the road. In anticipation of…
How Fast Can You Break Free from Student Loans?
Eliminating student loan debt can put you on the fast-track to achieving your essential life goals. If you’re one of the millions of Americans struggling with this vital issue, you know first-hand the challenges of student loan debt. As student loan balances continue to balloon…
What Are the Essentials of Crafting a Solid Financial Plan?
Many of us know that having a financial plan is a sensible place to start when it comes to achieving essential life goals. But what exactly is a financial plan, and more importantly, what makes for a solid plan? A financial plan is a strategy that…
“The difference between an expert and master is that the former accumulates knowledge while the latter applies it to move their life forward.”
— Peter Donisanu, Franklin Madison Advisors
/// MINDSET
From Six Figures and Broke to Financial Independence Master
When Frank began practicing bankruptcy law, his average client earned between $8 to $9 an hour. A decade later, his clients increasingly earn six-figure incomes. And Dave and Beth were one of Frank’s high-earning clients. At one point, the couple had amassed over $100,000 in…
Four Ways to Prepare for Heightened Market Volatility
Many investors know that managing volatility is central to achieving essential financial goals. But how much should you worry about volatility, and what can you do to prepare for it? Volatility represents the ups and downs of asset prices over time. And quite often it’s…
Feeling Stuck Financially? Hit the Reset Button.
You’ve been diligent with your money. You’ve amassed sizable savings. Then life knocks on your door – a once-in-a-lifetime opportunity falls through, work moves you to another state, a family emergency calls, or your primary source of income evaporates. Years of diligent financial progress comes…
What’s the Best Way to Protect Your Hard-Earned Wealth?
What’s the best way to protect your hard-earned wealth? That’s the million-dollar question that’s on a lot of people’s minds right now. The fact is that the coronavirus has demonstrated in absolute terms how an unexpected event can quickly take away your earnings ability and…
Keep Your Money Growing with Two Simple Steps
Growing financial wealth in today’s environment has been a struggle. Whether it’s the wide swings in asset prices that make it hard to decide whether to stay in or get out the markets to the dour economic conditions that have negatively affected business earnings. Finding…
The First Step to Thriving Financially: Creating Wealth Today
What can individuals do during this downturn to thrive financially and build, or in many cases, rebuild wealth that has been lost in the past few weeks? By many measures, U.S. economic activity continues to grind to a halt on account of the COVID-19 containment…
