Does Crypto Belong in Your Retirement Portfolio?
Life changing money. That’s what happened to John Ratcliff. In 2013 the software developer from Colorado purchased 150 Bitcoin. Today, his $15,000 bet is worth millions as the price of cryptocurrencies (crypto) skyrocketed. Another individual who also came into life-changing money this year is Vitalik…
From Six Figures and Broke to Financial Independence Master
When Frank began practicing bankruptcy law, his average client earned between $8 to $9 an hour. A decade later, his clients increasingly earn six-figure incomes. And Dave and Beth were one of Frank’s high-earning clients. At one point, the couple had amassed over $100,000 in…
Should You Invest When the Market is High?
Some investors today are worried. They’re asking, “is now the right time to get into the markets?” Their primary concern is putting money to work at the top of the market, only to see their precious savings decline in a selloff. And they have good…
How to Stay Sane when the Markets are Going Crazy
Let’s face it, no one wants to be the one person that missed out on what seems to be a once-in-a-generation investment opportunity simply because you’re trying to do the right thing. This decision is especially difficult at a time when making money in the…
Why is Tax Efficiency Crucial to Retirement Savings and Income?
Let’s face it: nobody likes taxes, and no one (save for a few accounts) enjoys talking about taxes. The truth is that not paying attention to tax-efficient savings decisions might leave you with a smaller nest egg and cost you more in retirement. For some…
Take these 5 Back-to-the-Basics Steps when Markets Move Against You
Market volatility can have a way of derailing your best-laid investment strategy. So, what can you do to reduce risk when markets move against you? Stay invested and get back to the basics. As with most life situations, when circumstances put up roadblocks to your…
Five Ways to Free Up Cash When You Have Little in the Bank
Cash is king. During times of uncertainty, having cash on hand can make the difference between financial stability and the host of issues that come with insolvency. That’s why regardless of your current financial situation, having cash options can not only help keep you solvent,…
Are Emerging Markets the Right Investment for You?
Should emerging markets have a place in your investment portfolio? In today’s low yield, low growth environment, some investors are looking outside of the US to generate extra returns on their savings. For some individuals, emerging markets appear attractive on the surface, given their historically…
Six Ways Target Date Funds Simplify Investing
Investing is simple, but it’s not easy. No matter where you are in your savings journey, you probably know that a lack of diligence and poor investment decisions can lead to a major financial setback. That’s why having a disciplined process is crucial to growing…
Why the coronavirus is relevant to your finances
It’s getting harder and harder to ignore the potential financial fallout from the novel coronavirus (nCoV-2019) outbreak underway. Some of this fallout was evidenced in the global stock selloff on Friday and futures (as of this writing) point to a weaker start at Monday’s open. …
