Inflation: An Insidious Threat Your Financial Independence Journey
Financial independence plans are coming under threat from inflation’s insidious rise. According to a government report, prices paid for everyday household items rose by 4.9% in May compared to a year earlier. Even when stripping out volatile components, like food and energy, prices were up…
Five Ways to Free Up Cash When You Have Little in the Bank
Cash is king. During times of uncertainty, having cash on hand can make the difference between financial stability and the host of issues that come with insolvency. That’s why regardless of your current financial situation, having cash options can not only help keep you solvent,…
How Can You Rebuild a Broken Retirement Three-Legged Stool?
The road to retirement is not as straightforward as it used to be. There was a time when simple metaphors, like the three-legged stool of retirement, captured how you could achieve retirement security with ease. This concept illustrated how securing a good pension, obtaining a…
How Fast Can You Break Free from Student Loans?
Eliminating student loan debt can put you on the fast-track to achieving your essential life goals. If you’re one of the millions of Americans struggling with this vital issue, you know first-hand the challenges of student loan debt. As student loan balances continue to balloon…
Six Ways Target Date Funds Simplify Investing
Investing is simple, but it’s not easy. No matter where you are in your savings journey, you probably know that a lack of diligence and poor investment decisions can lead to a major financial setback. That’s why having a disciplined process is crucial to growing…
Are Stocks Setting Up for a Second Quarter Repeat?
U.S. stocks had a blockbuster second-quarter. Indeed, both the Dow and S&P 500 have posted their best returns in decades. How long can this outperformance last? With market sentiment still generally positive, some investors are asking whether supportive central bank policies and hope for a…
Feeling Stuck Financially? Hit the Reset Button.
You’ve been diligent with your money. You’ve amassed sizable savings. Then life knocks on your door – a once-in-a-lifetime opportunity falls through, work moves you to another state, a family emergency calls, or your primary source of income evaporates. Years of diligent financial progress comes…
Three Things to Know About Paying a Financial Advisor
Did you know that not all financial advisors get paid the same way? And while compensation does not make the financial advisor, how they’re paid can influence the advice you receive and potentially the outcomes of your financial goals. What’s more, if you don’t understand…
Ten Signs it’s Time to Find a Financial Advisor
Having a firm grasp of your finances is a critical part of reaching your financial goals. With money being a very personal matter for each of us, knowing when you might need help can be a real struggle. Even so, changing circumstances and life events…
What Are the Chances of a V-Shaped Recovery?
So why should you care whether the US economy is in a recession? By many estimates, growth in the second quarter is likely to come in at an even more disappointing rate. With unemployment spiking and various leading indicators still in decline, there’s little doubt…
