investing

Acute threat: a looming U.S. recession

The threat of a U.S. recession will add to a number of looming issues contributing to heightened financial market and economic complexities and uncertainties in 2020. While some of the latest economic data suggest that growth in the U.S. economy remains steady, some key market and economic indicators are more consistent with a downturn, like the inverted yield curve. The health of the U.S. consumer is likely to hold the key to the health of the U.S. economy and the…


Brace for more uncertainties in 2020

An undercurrent of seemingly benign financial market and political developments are poised to move both prepared and unprepared households further away from their financial goals in the coming years. These issues include monetary policy-related financial market distortions, a drag from excessive global debt and the rise of geopolitical uncertainties. Households attempting to financially prepare for the future will need to contend with financial market distortions that induce greater risk taking, debt constrained growth that lead to increasingly more expensive investment…


The rise in wealth and a decline in financial security

Financial conditions have become increasingly complex and uncertain even as the economy and financial markets have gained in recent years. A lack of financial preparedness, fewer savings opportunities for a younger generation and retirement insecurity are just a few reasons why a growing number of people find it harder to get ahead in life financially. Nevertheless, we believe that the development of a customized personal financial playbook can help households navigate coming complexities and uncertainties and ultimately get ahead in…